My Insurance Experiences

I was reading an article this morning where they were discussing how,when we buy and pay our health Insurance premiums,the company can use those funds to take care of any heath care need that goes against our beliefs.The article was by the samaritanministries.org.I think it was actually an ad on the side of a news page. It also said that they share each others medical needs through a simple Biblical approach that does not involve Health Insurance. The monthly share,they go on to say, for a family of any size has never been more than $285.00 and Less for couple and single parent families.Sounds like a winner to me.Also something to think about as you pay your premiums,huh?They could be using your money to cover health care cost of a sinful life style.Like drug abuse or something.Anything that a policy covers,they can use your premiums for.Food for thought.I found this info on AFA online American Family

      Be extra sure to read your Home Insurance policy.Many people do not know what is contained in their policy.Some read them and do not understand them until they need it ,then it is to late.Keep up on regular maintenace of your home as damage from neglect is hard to collect on.Make sure you know what is covered on your policy if need be call your Insurance Agent and ask the right questions.

         Before I had my unfortunate accident ,about 2 months before,my hubby had an accident. He and my son who do carpentry and drywall were working on a job one day. Hubby was using a table saw,or I think that was the type he was using pretty sure of it. He accidently cut a portion of his finger off.

My son ended up talking him into going to the Emergency Room. He drove his dad there and they mostly just cleaned it up, not much else to do there.But the cost was expensive!So that was 2 accidents that our son had to drive us to the ER on 2 seperate occasions. I guess he is wondering “What Next!”…lol Quite frankly so am I. Don’t think you will never need the Insurance .This was the first either one of us had needed to go to a ER and we both went within a couple of months of each other.

There are lots of things that will determine the cost of your Vehicle Insurance.Your driving record is one,the number of miles you drive each year is a determining factor.Where you live plays a part,your age,the car you drive and the amount of coverage you want.All these things come together to figure the cost of your Insurance.